CISOs Face A Tighter Insurance Market In 2026
Dark Reading, Monday, January 5th, 2026
Insured entities are becoming more sophisticated in their views on how cyber policies fit into their broader risk management plans.
Cyber-risk leaders may not want to get too cozy with the current dynamics in the cyber-insurance market. After a couple of years of softening rates and cutthroat competition, the pace of premium rate reductions shows signs of slowing, and insurers are asking for more proof of best practices before writing policies or paying claims.
Boards and enterprise risk management stakeholders increasingly see cyber insurance as a non-negotiable part of cyber-risk management strategies, but while it may be easier and cheaper to get coverage now, all it takes is one or two mega loss events - a supply chain problem or AI-related incident - to cause underwriting stances to shift dramatically.