AI Risk Worries Insurers and Businesses Alike
Dark Reading, Wednesday, June 10th, 2026
As businesses adopt AI, some insurers exclude AI risks while others build new coverage frameworks.
The insurance industry is shifting as businesses rush to adopt AI while seeking policies to manage related risks, especially from agentic AI systems that could cause significant damage before human-in-the-loop processes intervene.
Some insurers are already excluding AI-caused damage from traditional policies, leaving the risk to cyber insurance or tech errors-and-omissions coverage. Others have created explicit policies to protect against AI risk, even though the current market for insuring against it remains tiny.
The article, by Robert Lemos, frames a developing market where the right risk framework is still being established.